I'm not familiar with the term "inquit formulas" could you please explain? (I tried Googling the term but it wasn't much help so I imagine I'm not the only one unfamiliar with the term).

offensive terminology. It's one thing to read (or glance over); it's another to have to say offensive terms out loud. Even when they're in character, it can affect whether I want to read a story. So that's become a big point for me lately...
Definitely. I have one friend that got turned off of an author when she started to notice casual misogyny within her works.

For me, I definitely can't say that I don't swear. In my younger years I even did it a lot but now when I swear, it's because I feel it and it adds to my point. I'm currently working on a podfic with a character who includes some version of "fuck" in every sentence and it's weird for me. I'm uncomfortable saying it so casually, so I keep trying to add meaning when I say it and worry that it's going to come off as over played. :-/ But, on a personal level, I just don't think I can casually say fuck after every sentence.